最佳保障

針對船東的險種

	船殼險 (H&M)	保障船舶應列明風險而產生的全損、部分損失、碰撞責任以及共同海損分攤、施救、救助等費用和損失。過去多年，我們發展形成了一系列保障船東利益的特别條款——這類條款在公開市場中是很難找到的。
	Disbursements (Increased Value)	covers for total loss (TLO) only and paid out following a TLO settlement on the H&M policy.
	Freight Interest	pays in case of TLO and is to cover anticipated earnings on loss of future freight.
	War Risk Cover	covers risks excluded under the H&M, IV, and FI insurances, we believe our annual and breach premiums are among the lowest in the market.
	Protection and Indemnity (P&I)	protects a vessel and its owners and operators against liability, including pollution liability, crew liability, cargo liability and etc. In addition to the standard coverages, it can be customized to include: Cargo Legal Liability / Excess Towers and Collision coverage / Liability protection for passengers' baggage and personal effects / Coverage for the expenses associated with getting crew members back home and compensating them for lost wages. We have very close relationship with most of the International Group Clubs.
	Passenger Liability Regulation (PLR)	applies in relation to all EU and EEA, and gives effect to Athens Convention relating to the Carriage of Passengers and their Luggage by Sea, 1974.
	Maritime Lien Insurance	insures liabilities for undiscovered claims which may be enforced after purchase of previously trading vessel.
	Loss of Hire (LOH)	covers for vessel's off-hire and loss of earnings in the freight market due to a Hull and Machinery casualty.
	Freight, Demurrage and Defense (FD&D)	covers the costs & expenses incurred for disputes arising from owning and operation of vessel. We have this cover with several IG Clubs and our annual premiums are among the lowest in the market.
	Marine Kidnap and Ransom (K&R)	covers the ransom, its loss in transit, the daily hire lost, the legal liability to cover settlements and expenses of negotiator.
	Federal and California COFR Guarantees	Required under State laws, our COFR guarantee premiums are among the lowest in the industry
	Delay Insurance	protects loss of Income if vessel is delayed as a result of both ashore and onboard incidents: including strikes, Stranding, Grounding, Collision, Machinery breakdown, Drug Seize, Quarantine, Stowaways, Piracy, etc.
	Cash on board and Cash in Transit	covers theft or loss of cash onboard the vessel and while on transit to the vessel.

船殼險 (H&M)

保障船舶應列明風險而產生的全損、部分損失、碰撞責任以及共同海損分攤、施救、救助等費用和損失。過去多年，我們發展形成了一系列保障船東利益的特别條款——這類條款在公開市場中是很難找到的。

Disbursements (Increased Value)

covers for total loss (TLO) only and paid out following a TLO settlement on the H&M policy.

Freight Interest

pays in case of TLO and is to cover anticipated earnings on loss of future freight.

War Risk Cover

covers risks excluded under the H&M, IV, and FI insurances, we believe our annual and breach premiums are among the lowest in the market.

Protection and Indemnity (P&I)

protects a vessel and its owners and operators against liability, including pollution liability, crew liability, cargo liability and etc. In addition to the standard coverages, it can be customized to include: Cargo Legal Liability / Excess Towers and Collision coverage / Liability protection for passengers' baggage and personal effects / Coverage for the expenses associated with getting crew members back home and compensating them for lost wages. We have very close relationship with most of the International Group Clubs.

Passenger Liability Regulation (PLR)

applies in relation to all EU and EEA, and gives effect to Athens Convention relating to the Carriage of Passengers and their Luggage by Sea, 1974.

Maritime Lien Insurance

insures liabilities for undiscovered claims which may be enforced after purchase of previously trading vessel.

Loss of Hire (LOH)

covers for vessel's off-hire and loss of earnings in the freight market due to a Hull and Machinery casualty.

Freight, Demurrage and Defense (FD&D)

covers the costs & expenses incurred for disputes arising from owning and operation of vessel. We have this cover with several IG Clubs and our annual premiums are among the lowest in the market.

Marine Kidnap and Ransom (K&R)

covers the ransom, its loss in transit, the daily hire lost, the legal liability to cover settlements and expenses of negotiator.

Federal and California COFR Guarantees

Required under State laws, our COFR guarantee premiums are among the lowest in the industry

Delay Insurance

protects loss of Income if vessel is delayed as a result of both ashore and onboard incidents: including strikes, Stranding, Grounding, Collision, Machinery breakdown, Drug Seize, Quarantine, Stowaways, Piracy, etc.

Cash on board and Cash in Transit

covers theft or loss of cash onboard the vessel and while on transit to the vessel.

Insurance for Charterers or when owners operate vessels commercially

	Charterers Liability to Hull (CLH)	covers liability of Charterers for damage to the vessel.
	Charterers Liability (CHL)	3rd party liability and liability to cargo.
	Freight Demurrage & Defense	covers the costs & expenses incurred in connection with assured's defence of claims, disputes and proceedings.
	Loss of earnings	caused due to delays both onboard and shore perils.
	Loss of profit	caused due to loss of vessel
	Equipment Insurance	for any equipment owned by the Charterer and carried onboard.

Charterers Liability to Hull (CLH)

covers liability of Charterers for damage to the vessel.

Charterers Liability (CHL)

3rd party liability and liability to cargo.

Freight Demurrage & Defense

covers the costs & expenses incurred in connection with assured's defence of claims, disputes and proceedings.

Loss of earnings

caused due to delays both onboard and shore perils.

Loss of profit

caused due to loss of vessel

Equipment Insurance

for any equipment owned by the Charterer and carried onboard.

Claims and Risk Management

	Communications	Contact and communication with the insurers and other third parties, as required to update and monitor situation of each claim.
	Consulting	Legal and technical advice on recoverable losses. In consultation with owners, we determine the actions required in respect of each claim – on the basis of facts; legal advice; financial, commercial, and insurance aspects, where necessary.
	Settlement	We evaluate and recommend settlement of claims in relation to the insurance terms and conditions.
	Reimbursements	The administration and collection of reimbursements from Insurers.

Communications

Contact and communication with the insurers and other third parties, as required to update and monitor situation of each claim.

Consulting

Legal and technical advice on recoverable losses. In consultation with owners, we determine the actions required in respect of each claim – on the basis of facts; legal advice; financial, commercial, and insurance aspects, where necessary.

Settlement

We evaluate and recommend settlement of claims in relation to the insurance terms and conditions.

Reimbursements

The administration and collection of reimbursements from Insurers.

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最佳保障

針對船東的險種

船殼險 (H&M)

Disbursements (Increased Value)

Freight Interest

War Risk Cover

Protection and Indemnity (P&I)

Passenger Liability Regulation (PLR)

Maritime Lien Insurance

Loss of Hire (LOH)

Freight, Demurrage and Defense (FD&D)

Marine Kidnap and Ransom (K&R)

Federal and California COFR Guarantees

Delay Insurance

Cash on board and Cash in Transit

船殼險 (H&M)

Disbursements (Increased Value)

Freight Interest

War Risk Cover

Protection and Indemnity (P&I)

Passenger Liability Regulation (PLR)

Maritime Lien Insurance

Loss of Hire (LOH)

Freight, Demurrage and Defense (FD&D)

Marine Kidnap and Ransom (K&R)

Federal and California COFR Guarantees

Delay Insurance

Cash on board and Cash in Transit

Insurance for Charterers or when owners operate vessels commercially

Charterers Liability to Hull (CLH)

Charterers Liability (CHL)

Freight Demurrage & Defense

Loss of earnings

Loss of profit

Equipment Insurance

Charterers Liability to Hull (CLH)

Charterers Liability (CHL)

Freight Demurrage & Defense

Loss of earnings

Loss of profit

Equipment Insurance

Claims and Risk Management

Communications

Consulting

Settlement

Reimbursements

Communications

Consulting

Settlement

Reimbursements

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