We Lead
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船殼險 (H&M) |
保障船舶應列明風險而產生的全損、部分損失、碰撞責任以及共同海損分攤、施救、救助等費用和損失。過去多年,我們發展形成了一系列保障船東利益的特别條款——這類條款在公開市場中是很難找到的。 |
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Disbursements (Increased Value) |
covers for total loss (TLO) only and paid out following a TLO settlement on the H&M policy. |
Freight Interest |
pays in case of TLO and is to cover anticipated earnings on loss of future freight. | |
War Risk Cover |
covers risks excluded under the H&M, IV, and FI insurances, we believe our annual and breach premiums are among the lowest in the market. | |
Protection and Indemnity (P&I) |
protects a vessel and its owners and operators against liability, including pollution liability, crew liability, cargo liability and etc. In addition to the standard coverages, it can be customized to include: Cargo Legal Liability / Excess Towers and Collision coverage / Liability protection for passengers' baggage and personal effects / Coverage for the expenses associated with getting crew members back home and compensating them for lost wages. We have very close relationship with most of the International Group Clubs. | |
Passenger Liability Regulation (PLR) |
applies in relation to all EU and EEA, and gives effect to Athens Convention relating to the Carriage of Passengers and their Luggage by Sea, 1974. | |
Maritime Lien Insurance |
insures liabilities for undiscovered claims which may be enforced after purchase of previously trading vessel. | |
Loss of Hire (LOH) |
covers for vessel's off-hire and loss of earnings in the freight market due to a Hull and Machinery casualty. | |
Freight, Demurrage and Defense (FD&D) |
covers the costs & expenses incurred for disputes arising from owning and operation of vessel. We have this cover with several IG Clubs and our annual premiums are among the lowest in the market. | |
Marine Kidnap and Ransom (K&R) |
covers the ransom, its loss in transit, the daily hire lost, the legal liability to cover settlements and expenses of negotiator. | |
Federal and California COFR Guarantees |
Required under State laws, our COFR guarantee premiums are among the lowest in the industry | |
Delay Insurance |
protects loss of Income if vessel is delayed as a result of both ashore and onboard incidents: including strikes, Stranding, Grounding, Collision, Machinery breakdown, Drug Seize, Quarantine, Stowaways, Piracy, etc. | |
Cash on board and Cash in Transit |
covers theft or loss of cash onboard the vessel and while on transit to the vessel. |
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Charterers Liability to Hull (CLH) |
covers liability of Charterers for damage to the vessel. |
Charterers Liability (CHL) |
3rd party liability and liability to cargo. | |
Freight Demurrage & Defense |
covers the costs & expenses incurred in connection with assured's defence of claims, disputes and proceedings. | |
Loss of earnings |
caused due to delays both onboard and shore perils. | |
Loss of profit |
caused due to loss of vessel | |
Equipment Insurance |
for any equipment owned by the Charterer and carried onboard. |
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Communications |
Contact and communication with the insurers and other third parties, as required to update and monitor situation of each claim. |
Consulting |
Legal and technical advice on recoverable losses. In consultation with owners, we determine the actions required in respect of each claim – on the basis of facts; legal advice; financial, commercial, and insurance aspects, where necessary. | |
Settlement |
We evaluate and recommend settlement of claims in relation to the insurance terms and conditions. | |
Reimbursements |
The administration and collection of reimbursements from Insurers. |